Punisher uses former wall street broker turned homeless, Quentin O'Toole, to help him get information on Arnold Ansen's unscrupulous Billionaire Boys Club. In return, Frank agrees to look into a rash of homeless murders. Punisher begins to uncover stock market manipulation & a deal with the Japanese being carried out by Ansen & his right-hand man, Roky, he is assaulted Sijo, who gets the drop on him. Jr. comes to the rescue with a taser but gets badly wounded by Sijo. Punisher is taking out a gang who are rolling a bum, the real homeless killer Roky, is getting his kicks by carving up O'Toole.; Punisher captures Mr. Takegura and offers to trade him for Billionaire Boys Club member and homeless killer, Roky. The exchange goes bad and everyone dies, including Microchip's son, Junior.