Bob and Tim greet the Captain and Helen to his drug store, where Melrose talks of his ruby ring, which Helen will one day receive. The Captain states that there is a powerful spell on the ring, and anyone who wears the ring without his consent and wishes him harm will be destroyed!; Bob lends the money needed as an entrance fee for a horse owned by the Bradley's, but the Bradley's no good brother threatens them. When the father (a jockey) dies while riding the horse, the Terror Twins smell a rat when Flush uses the situation to try and take over the nag and put Jerry into an orphanage.; Yvette's step-brother and step-father are holding her and Andre in an islated cabin on the bayou, as they try to convince the young woman to sign away her inheritance to her late father's estate to save Andre's life.; Phineas convinces a fellow parrot being used to deliver fortunes to people to start his own business.